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 Low rates. Great service. That's Lending Uncomplicated.


Whole-project funding, with no fees, no home equity requirements.

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The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.

Finance your swimming pool, at a low rate.

When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with LightStream, because we back our low rates with our Rate Beat Program.

We can fund your loan as soon as the day you apply.

With LightStream, you’re in control of the lending process. You choose your funding date. In fact, you can even have funds deposited into your account as soon as the same day you apply.

You control the terms of your LightStream home improvement loan.

Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years.* When you have good to excellent credit, the choice is yours.

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